Cynthia L. Turoski, CPA/PFS, CFP®

• Personal Quote

“Making that financial and peace-of-mind difference in people’s lives is what it’s all about. We enjoy the close relationships we have with our clients and the technical challenges we encounter due to the complex nature of the issues we help our clients with. Being both tax CPAs and Certified Financial Planner professionals enables us to look at things from different perspectives for more comprehensive advice. This helps to ensure that things get done right.”

Background & Experience

Cynthia (Cindi) is the Managing Director and Co-owner of Bonadio Wealth Advisors. She has over 20 years of tax and financial experience.

Cindi provides consultative services to a wide variety of clients, specializing in closely-held business owners. Her unique background in personal and business tax and finance enables her to understand the business, financial and tax issues inherent with each form of business entity and their effect on the owner’s personal finances. She has seen how imperative it is to have such a deep understanding of these issues in order to properly advise a business owner on his/her personal financial affairs.

Cindi is known for her personal attention, sense of humor, empathy and warmth that truly puts her clients at ease.

Prior to joining Bonadio in 2008, Cindi was Co-owner and Managing Director of DR Financial Services, which merged with Bonadio to form Bonadio Wealth Advisors. While at DR Financial Services, she earned her AICPA designation as a Personal Financial Specialist and her Certified Financial Planner™ license.

Education

• B.S. - Accounting, State University of New York at Oswego

Licensing & Certifications

• CPA, New York
• CFP® (Certified Financial Planner™)
• PFS (Personal Financial Specialist)

Service Expertise

• Personal Financial Management and Planning
• Advanced Estate, Gift, and Trust Planning
• Business Succession Planning
• Income Tax Planning
• Investment Planning
• Retirement Planning
• College Planning

Professional and Community Service Involvement (Past and Current)

• Financial Planning Association of NENY 
  • President - 2009/2010
  • Past Chair of Programs and Symposium committees
• Estate Planning Council of Eastern New York
  • President - 2009/2010
• Albany-Colonie Chamber’s Tech Valley FAMtask Initiative
  • Welcome Committee
  • Tech Valley Portal Committee
• Institute of Management Accountants, President - 1997/1998
• American Institute of Certified Public Accountants
• New York State Society of Certified Public Accountants

Credits and Achievements

Speaker and author on financial planning and related topics:

• Practical Accountant
• InvestmentNews
• Journal of Financial Planning
• Fortune Small Business
• Albany-Colonie Chamber Vision Magazine
• Section author - New York Tech Valley Relocation Handbook
• Saratoga and Glenn Falls Business Journal
• Construction Business Owner Magazine
• Accounting Today
• Chapter author - Financial Savvy for the Small Business Owner
• & More

On the Personal Side

Cindi and her husband, Rick, live in East Greenbush with their dog Tara and three children, Victoria, Alexandra, and Richard III. Some interesting things about Cindi are:

she’s a chocoholic…she equates her office without chocolate to a room without air

she enjoys entertaining…especially when it involves baking and eating decadent chocolate desserts