Life Insurance and Annuities
From planning, to product selection, to monitoring, the professionals at Bonadio Financial Services, LLC (BFS) can help you achieve a lifetime of financial well being with life insurance and annuities that keep up with your growing needs. Your situation may range from the need to protect your family and give them financial security in the event of death, or you may be looking for a cash value life insurance that provides access to the cash value.**
Working with a BFS advisor, we’ll explore and explain a range of different life insurance policy and annuity options that’s right for your situation.
These may include:
Insurance products
- Term life
- Whole Life
- Universal Life
- Survivorship Life
- Variable Universal Life*
Annuity products
- Single or Flexible Premium Fixed Deferred Annuity
- Single Premium Immediate Annuity
- Variable Annuity*
BFS also provides assistance in planning and product selection for your disability and health insurance needs. We can show you options customized to your situation and provide coverage in line with your needs. If you become disabled or unable to work, we can work with you to help you meet expenses and maintain your standard of living.
**Loans and withdrawals will reduce a policy’s stated cash value and death benefit.
BFS Personal Coverage Reviews
A Thorough No Cost/No Obligation Evaluation of Your Life Insurance Portfolio
Life insurance is rarely evaluated, appraised or assessed in a comprehensive manner. But now more than ever, may be the perfect time to evaluate your life insurance coverage:
- A low interest rate market may have had a negative impact on policy performance
- Over the past years, volatile markets may have also created a negative effect on policies
- Mortality has improved
- Insurance rates are lower
- Confirm your protection is backed by a financially strong company
A complimentary BFS Policy Audit & Review can make sure your life insurance protection stays current with changing needs and market fluctuations. At no charge or obligation, BFS will produce an objective audit to give you peace of mind and confirm that your policy is designed to achieve its intended insurance objectives.
