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Executive Guide to Lending

By Peter VanPutte, on January 13th, 2026

Commercial lending isn’t what it was a decade ago—and businesses that approach capital the same way risk weaker terms, slower execution, and reduced flexibility. As banks pull back and private capital fills the gap, understanding how financing decisions impact cash flow, risk, and enterprise value has never been more critical.

This Executive Guide to Lending outlines how today’s capital markets work, what lenders truly evaluate, and how financial readiness can materially improve outcomes before a deal is ever structured.

This material has been prepared for general, informational purposes only and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. Should you require any such advice, please contact us directly. The information contained herein does not create, and your review or use of the information does not constitute, an accountant-client relationship.

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Written By

Peter Vanputte July 2024
Peter VanPutte
Managing Director