Get Clarity Through The Complexity
Accurate loan documents are essential in commercial lending. Loan agreements must be comprehensive, enforceable, and protect the lender’s interests. Even minor mistakes in drafting commercial loan documents can have serious consequences. Bonadio’s Commercial Loan Review Team works with financial institutions to assess credit risk and identify vulnerabilities within their commercial loan portfolios. By performing timely and comprehensive due diligence reviews of credit files, we can help your organization mitigate risk and facilitate well-informed decision-making while adhering to regulations.
Commercial Loan Review Top 8 Loan Documentation Mistakes & How to Avoid Them
Commercial Loan Review Process
Contact the Bonadio Financial Services team to determine your organization’s right engagement level and loan review process. Together, we can ensure your success. Bonadio’s risk-based approach can be tailored to your specific needs, and we will:
- Conduct a comprehensive review of loan relationships, encompassing, but not limited to, examining financial information, repayment history, and underlying collateral to determine the borrower’s ability to repay.
- Calculate a Global DSCR, a pivotal metric for assessing if the loan relationship possesses global cash flow to meet required payments.
- Based on this assessment, we calculate and compare a risk rating to the financial institution’s current risk rating.
- Generate a report summarizing all reviewed relationships and outlining any recommendations for changes in risk ratings, findings, or other considerations.
Commercial Loan Trends in the Market & Loan Documentation
The on-demand webinar below covered the latest trends in commercial lending and how to adapt loan documentation to meet changing market needs. Topics covered included:
- Commercial Real Estate Challenges
- Interest Rate Changes
- Risk Management
- Financial Reporting Requirements
- Covenants To Be Included In Loan Documentation
The session explored using forbearance agreements and technology in loan documentation to maintain and grow business relationships.
Explore How We Can Work Together
“At Bonadio, we have an expert team that caters to all your Financial Service needs – including management consulting services such as technical accounting, risk management, process improvement, and commercial loan services. As the Financial Services Industry Leader, I work with the team to determine how our clients are best served. We are passionate about delivering exceptional service and are always ready to discuss your Commercial Loan Review needs. Don’t hesitate to get in touch with us today.”
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